Amersham Health Centre

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BBC | Health News

2.0RSSBBC News | Health | UK EditionUpdated every minute of every day.NHS translation bill 'tops £23m'The NHS in England spends £59,000 a day on translating documents and providing interpreters, according to a health think tank.Mon, 06 Feb 2012 13:33:12 GMThttp://www.bbc.co.uk/go/rss/int/news/-/news/health-16905491Campaign to cut smoking in carsA campaign to stop people smoking in cars when carrying children - and which could pave the way for a ban - is launched by the Welsh government.Mon, 06 Feb 2012 02:17:10 GMThttp://www.bbc.co.uk/go/rss/int/news/-/news/uk-wales-16872587Transplant jaw made by 3D printerAn 83-year-old woman is fitted with a jaw made by a 3D printer in what doctors say is the first operation of its kind.Mon, 06 Feb 2012 14:07:11 GMThttp://www.bbc.co.uk/go/rss/int/news/-/news/technology-16907104

Finance

Debt counselling could be the answer to your personal financial problems. Maybe you've lost your job through ill health or been made redundant - the bills keep mounting up and you've no money to pay them.

The longer you leave the problem, the worse it is likely to get
Unopened bills don't disappear

STEPS TO TAKE

Cut down on any overspending
Prioritise your debts
Get specialist help
Don't ignore your creditors - try to negotiate terms with them
Work out what you can afford to repay

LOANS

Consolidation loans may help - but they are expensive
Your bank may also help you

DEBTS TO PAY FIRST

Mortgages - to avoid repossession
Council tax - failure to pay can lead to a court summons and prison

MORTGAGE ARREARS

Even if you are in arrears it may be possible to get a remortgage
This may well be expensive - but better than losing your home

REPOSSESSION

If the lender sells your home for less than you owe them they have several years to start chasing you for the balance - between six and 12 years
It is possible to negotiate a reasonable repayment plan